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Trust & Risk Engine · Live

Every sustainability claim,
governed.

The governance layer that converts fund sustainability claims into structured, evidence-linked, human-approved, supervisor-ready records. Built for FCA compliance and SFDR 2.0 preparation.

Deterministic scoringHash-chained audit trailHuman in the loopSupervisor-ready export
ENFORCEDFCA Anti-Greenwashing
PREPARE NOWSFDR 2.0
PRIORITYESMA Greenwashing
ENFORCEDEBA ESG Risk Mgmt
25
claim types governed
193
evidence requirements
8-flag
deterministic scorer
SHA-256
hash-chained audit trail
30 day
pilot — measurable KPIs

The governance gap

The governance of sustainability claims is fundamentally broken.

Asset managers and fund distributors publish legally consequential sustainability claims across factsheets, websites, KIDs, and SFDR disclosures. The systems governing those claims cannot withstand regulatory scrutiny.

01

Fragmented evidence

Methodologies, screening thresholds, and assurance statements live across disconnected systems with no structured link to the claims they support.

02

Invisible approvals

Sign-offs happen in email and chat threads. No structured record of who approved what, with which evidence, and which version of the claim was active.

03

Undetected drift

Holdings change, data vendor methodologies update, regulatory thresholds shift. Published claims can become technically unsupported without any alert.

04

Expensive audits

Supervisory requests require manual reconstruction of the evidence chain — slow, error-prone, and costly as FCA enforcement accelerates.

Nobody owns the fund-level claims governance workflow: taxonomy → deterministic scoring → human approval → immutable audit pack.

Dollarbaz is built for it. →

Regulatory context · 2026

Four regulatory forces.
Converging simultaneously.

This is the highest-urgency compliance environment for fund sustainability claims in history. The governance window is closing.

FCA AGR

FCA Anti-Greenwashing Rule

ENFORCED

Live since May 2024 · First enforcement action February 2026

UK asset managers must substantiate every sustainability claim on demand. The FCA launched its first ESG-related enforcement investigation in February 2026.

SFDR 2.0

SFDR 2.0

PREPARE NOW

EC Proposal November 2025 · Implementation 2027–2028

Replaces the Article 6/8/9 classification model with a stricter product categorisation regime. Only qualifying products may use sustainability-related terms. Preparation must begin now.

ESMA

ESMA Greenwashing

STRATEGIC PRIORITY

2026–2028 supervisory focus

January 2026 thematic notes on ESG integration and exclusion claims. Focus: fair, clear, substantiated, and up-to-date claims. Supervisory convergence tools in development.

EBA ESG

EBA ESG Risk Management

ENFORCED

Effective January 2026

Strengthened ESG claim governance requirements for banks and asset managers. Effective January 2026.

FCA enforcement is active now. SFDR 2.0 preparation must start now.

The governance infrastructure to defend claims on demand, document approval chains, and export audit packs on request is no longer optional.

See how TRE addresses this

Engine 1 · Trust & Risk Engine

AI-assisted governance
for every claim.

The Trust & Risk Engine converts every sustainability claim in fund factsheets, websites, KIDs, and SFDR disclosures into structured, evidence-linked, human-approved, supervisor-ready records.

01

Ingest

Fund documents via paste, PDF upload, or live URL. The engine reads the full document — factsheets, KIDs, SFDR disclosures, websites.

02

Classify

Individual claims classified into a standardised taxonomy of 25 claim types. Evidence checklists generated per claim from pre-defined rules.

03

Score

Deterministic risk score 0–100 calculated from a defined flag matrix. No AI in the scoring path. Fully explainable to a regulator, line by line.

04

Review & Approve

Structured review workflow with full decision logging. Every approval, rejection, and version of the claim is recorded with the evidence state at time of decision.

05

Monitor for Drift

Alerts when evidence expires, data vendor methodologies update, or holdings changes render claims technically unsupported.

06

Export Audit Pack

On-demand, supervisor-ready export. Immutable, hash-chained audit trail — every state change cryptographically verifiable. Ready for FCA requests.

What the TRE is not

  • ×Not a black-box greenwashing detector
  • ×Not a replacement for compliance judgement
  • ×Not label-dependent — works across SFDR, UK SDR, EU Taxonomy, ESRS
  • ×Not AI-first — scoring is deterministic; AI assistance is optional

Architecture principle

AI assists extraction, classification, and summarisation. Rules and humans decide. Every AI action is explainable and logged.
Full engine specification →

30-day pilot

Govern your first claims in 30 days.

We configure the taxonomy, evidence rules, and approval workflows for your fund structure. You govern the claims and hold the audit trail from day one. Measurable outcomes at day 30.

Designed for

Head of ComplianceProduct Governance DirectorESG AnalystChief Sustainability Officer

EU/UK mid-size asset managers and fund distributors with 10–200 funds.

Pilot structure

30-day Pilot

Duration30 days
Scope1–3 funds
OnboardingConcierge — we configure, you govern
Day 30Measurable KPIs, agreed upfront
After pilotPer-fund annual subscription
Request pilot accessSign in to existing account

Access is to app.dollarbaz.com — Trust & Risk Engine